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NOTE:
All Optional plan participants are subject to the completion and approval of a Critical Illness Statement of Health.
Issue ages are to age 64 inclusive and benefits expire at age 70.
If a mandatory plan is already in place, an Optional plan for only the spouses of employees/members is permitted.
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Optional Plan
|
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True Group
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5 insured lives & over
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Employee/Member & Spouse
|
$25,000 to $100,000*
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Affinity /Association
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100 insured lives & over
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Employee/Member & Spouse
|
$25,000 to $100,000*
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* Any amount from $25,000 to $100,000 in units of $5,000.
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Both the Basic plan and the Enhanced plan options are available for Mandatory Group plan programs as well as Optional Group plan programs. All figures, amounts and benefits are in Canadian dollars.
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VitalCheque Plan Options:
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Covered Event
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Basic
Plan
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Enhanced
Plan
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Cancer (Life threatening)
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Heart Attack
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Hemiplegia
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Kidney Failure
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Paraplegia
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Quadriplegia
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Stroke
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Alzheimer’s Disease
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Aorta Surgery
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Aplastic Anemia
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Benign Brain Tumor
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Blindness
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Bone Marrow Transplant
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Coma
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Coronary Bypass Surgery (CABS)
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Deafness
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Dismemberment / Loss of Limbs
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Failure of Vital Organ requiring transplant
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Heart transplant
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Heart Valve Replacement
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Kidney Transplant
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Liver Transplant
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Loss of Independence
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Loss of Speech
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Lung Transplant
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Multiple Sclerosis
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Motor Neuron Disease (including ALS)
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Occupational HIV Infection
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Pancreas Transplant
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Parkinson’s Disease
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Severe Burns
|
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A
Lump Sum Benefit is paid, for any of the above according to the plan
selected, regardless of severity, degree of disability or ability to
work.
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